[ad_1]
Job type: Full-time
Job Description
KEY RESPONSIBILITIES
Quality of market intelligence information to support credit analysis.
Quality of credit reports for credit committee reviews
Adequacy of personal competence to effectively perform Credit analysis tasks.
Quality of credit portfolio information and credit portfolio maintenance
Minimization of exposures to and impact of risks associated with KYC and AML.
Consistency in adherence to and application of established policies, processes, procedures and tools to achieve optimal efficiency, compliance and cost containment.
COMPETENCE REQUIREMENTS
Technical skills to effectively perform credit analysis and portfolio maintenance activities/tasks in a manner that consistently achieves high quality standards or benchmarks.
Interpersonal skills to effectively communicate with and manage customer expectations (internal and external), and other stakeholders who impact performance.
Knowledge of lending business and products.
Knowledge and effective application of all relevant banking policies, processes, procedures and guidelines to consistently achieve required compliance standards or benchmarks.
Self-empowerment to enable development of open communication, teamwork and trust that are needed to support performance and customer-service oriented.
MAIN ACTIVITIES
Review of credit requests including review of financial and credit information provided in respect to the corporate clients.
With the support of the Relationship Manager, prepare credit applications commensurate with credit policy for both facility renewals and on-boarding of new facilities.
Be conversant with the KYC requirements. Undertake actions to ensure compliance. Exercise due care and diligence in ensuring all AML and KYC requirements are complied with.
Maintain financial information on loan accounts including financial covenants, spreads and interim reports.
Monitor and ensure that there are no excesses that are not approved for both assets and liability customers.
Conduct periodic economic analysis, industry studies, self-assessment and stress tests and recommend strategy and plans of action vis a vis the bank’s credit portfolio.
Proactive monitoring of the credit portfolio to ensure early detection of problem credits.
Undertake annual review of security documentation for all corporate accounts.
Responsible for delivering a service to customers that matches the Bank’s mission statement.
.
QUALIFICATIONS AND EXPERIENCE REQUIREMENTS
University Degree or Professional Qualification in a relevant discipline.
Three years of experience with similar responsibilities.
Practical experience in use of Microsoft Office Packages.
Apply Now
Job Info
Job Identification
3102
Posting Date
09/13/2024, 02:20 PM
Apply Before
09/30/2024, 02:20 PM
Degree Level
Bachelor’s Degree
Job Schedule
Full time
Locations
Ali Hassan Mwinyi/Kaunda Drive Junction, P.O Box 804 Dar Es Salaam, TZ
How to Apply:
This is Full-time Job, To submit your application, please follow the link provided below.
Check all: JOBS IN TANZANIA
Go to our Homepage To Get Relevant Information.
[ad_2]